We’ve just gotten through the season of the year-in-review. As I sat watching the various video montages on TV almost every night, I was reminded of the myriad of changes we all have in our lives over the course of a year. It got me thinking about the important legal documents and details we should […]

Here’s the scenario: you started a small business that has grown leaps and bounds. You want to reward and retain employees, so you start beefing up their benefits. You start a 401(k) or other defined contribution plan (“pension plan”). The provider or advisor provides you with a wide variety of different mutual funds with varying […]